You want quality insurance, but at the right price.

Let us find you discounts to save you money.

Discounts

Insurance is all about managing risk. When you take steps to minimize your risk in driving, or owning a home, we reward you with significant discounts. We also show our appreciation for your loyalty to Nodak Insurance Company by offering multi-line or extended family discounts.

Auto Discounts

Safe Driver Discount

Safe Driver Discount

If you're a safe driver, you'll earn a 20% discount at the time you insure your vehicle. For each year you file no claims, you add another 3% discount up to a maximum of 26%.

Route 1000 Discount

Route 1000 Discount

Teens who enroll in the Route 1000 class are eligible for a 7% discount on their auto premium.

EFT Discount

EFT Discount

Receive a 10% premium discount by signing up for the time-saving electronic funds transfer payment method.

Good Student Discount

Good Student Discount

If you're a full-time student under the age of 25 and maintain certain academic standards, you can receive a discount. Check with your local Nodak Insurance Company agent for the criteria that apply to you.

Extended Household Discount

Extended Household Discount

When families stick together, it pays. If you have a son or daughter ready to move off your insurance, they'll receive a 25% premium discount on their auto insurance for staying with Nodak Insurance Company.

Multi-line Discount

Multi-line Discount

The more you insure with us, the more you save. For example, if you have Nodak Insurance Company homeowner's insurance or excess liability; you'll receive an auto insurance discount.

Multi-vehicle Discount

Multi-vehicle Discount

Receive premium discounts when you insure more than one vehicle with us.

Disappearing Deductible

Disappearing Deductible

Choose this option, and for each year you're claim-free, your deductible will reduce by $150 until it reaches zero.

Defensive Driver Discount

Defensive Driver Discount

Enroll in the Defensive Driver Program and receive a discount on your auto premium.

Home Discounts

Multi-line Discount

Multi-line Discount

The more you insure with Nodak Insurance Company, the more you save. Receive a reduced premium on your homeowner's insurance when you also insure your autos with us.

Age of Dwelling/Newer Home Discount

Age of Dwelling/Newer Home Discount

Your home may be eligible for a premium discount based on the year it was built. Check with your local agent.

New Roof Discount

New Roof Discount

The new roof discount will be adjusted annually. Check with your local agent.

Protective Device Discount

Protective Device Discount

Receive premium discounts for having smoke alarms and fire extinguishers, dead bolt locks, burglar alarm systems and automatic sprinklers.

Mature Homeowner Discount

Mature Homeowner Discount

If you're 50 years of age or older, you'll receive a discount on your homeowner's policy.

Farm & Ranch Discounts

Multi-line Discount

Multi-line Discount

The more you insure with Nodak Insurance Company the more you save. Receive a reduced premium on your Farm & Ranch policy when you insure farm trucks or excess liability with us.

Newer Home Discount

Newer Home Discount

Your home may be eligible for a premium discount based on the year it was built. Check with your local agent.

New Roof Discount

New Roof Discount

The new roof discount will be adjusted annually. Check with your local agent.

Protective Device Discount

Protective Device Discount

Receive premium discounts for having smoke alarms and fire extinguishers, dead bolt locks, burglar alarm systems and automatic sprinklers.

Longevity Discount

Longevity Discount

We reward loyal customers with premium discounts when you maintain your Farm & Ranch policy for at least three years and save even more after six years.

Full Pay Discount

Full Pay Discount

Get an extra 5% savings with when you pay your farm and ranch premium in full for the year.

Safe driving saves you money

Learn about our safe driving programs and discounts.

This website contains only a general description of coverage, and is not a policy contract. Coverage under a Nodak Insurance Company product is subject to terms, conditions and exclusions in the actual policy.