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Farm & Ranch Insurance
Unpredictable. Complex. Risky. Those are all words that people use to describe the business of farming and ranching.

Knowledgeable. Experienced. Trustworthy.

These terms have been used to describe our agents and our Farm & Ranch product. Choose from our portfolio of farm insurance products in the combination that best fits your operation.
We offer products to protect your home, personal property, machinery and equipment, grain, livestock or poultry. These are designed to offer a wide range of coverages from all-risk to named perils, including:
  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke damage
  • Vandalism or malicious mischief
  • Theft
  • Collision
  • Freezing
  • Falling objects
  • Weight of ice, snow or sleet
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Sudden and accidental damage from artificially generated electrical current
  • Collapse
  • Equipment Breakdown
Your agent can also guide you to products to protect your dwelling and outbuildings only or your dwelling, outbuildings and their contents.
Coverage is provided for damage or injury to others, including:
  • Medical payments to others
  • Residential bodily injury
  • Personal injury
  • Overspray
  • Damage to property of others
Ask about these and other optional coverages that are available.
  • Water backup and sump discharge or overflow
  • Scheduled personal property
  • Replacement cost loss settlement
  • Additional limits for dwelling and property
  • Livestock blizzard protection
  • Livestock mortality
  • Farm machinery rental reimbursement
  • Family medical payments
  • Custom farming
  • Farm employee personal injury protection
  • Business pursuits
  • Agribusiness
Nodak Insurance Company provides free identity theft protection when you have a homeowner's, business owners or farm and ranch policy with us. Click here for more information or contact your Nodak Insurance agent.


Multi-line Discount - The more you insure with Nodak Insurance Company the more you save. Receive a reduced premium on your Farm & Ranch policy when you insure farm trucks or excess liability with us.
Newer Home Discount - Your home may be eligible for a premium discount based on the year it was built.
New Roof Discount - The new roof discount will be adjusted annually (check homeowners).
Protective Device Discount - Receive premium discounts for having smoke alarms and fire extinguishers, dead bolt locks, burglar alarm systems and automatic sprinklers.
Longevity Discount - We reward loyal customers with premium discounts when you maintain your Farm & Ranch policy for at least three years and save even more after six years.
Full Pay Discount - Get an extra 5% savings with when you pay your farm and ranch premium in full for the year.

Find an Agent

Nodak Insurance Company

1101 1st Ave N
Fargo, ND 58102